* To receive a $25 statement credit in your Target Circle Card Reloadable Account, you must successfully receive a qualifying direct deposit of a federal tax refund into your account between January 1 and April 30, 2025, 11:59PM ET (“qualifying deposit”). A qualifying direct deposit is defined as a federal tax refund direct deposit from the IRS (not a tax preparer) into your Target Circle™ Card Reloadable account. Must have an activated personalized Target Circle Card Reloadable Account card. Transfers and loads from other funding sources (including a payroll or government benefit direct deposit, a “refund advance,” or via Receive Money, debit card, cash, bank account) are not qualifying direct deposits for purposes of this offer. The statement credit will be posted to the account within 30 days of the direct deposit. Your Target Circle Card Reloadable account must be in good standing. Limit one (1) $25 credit per customer. Offer subject to change or cancellation at any time. Target is not the sponsor of this offer nor responsible for fulfillment of the offer. This optional offer is not a Pathward® product or service.
‡ Faster access compared to standard tax refund electronic deposit and subject to IRS submitting refund information to the bank before release date. IRS may not submit refund information early. Does not change IRS refund processing speed. Claim is based on making federal refunds available when payment instruction is received, which may be earlier than scheduled payment date. Depends on timing of the IRS's payment file. Available only for federal refunds. May be changed or discontinued at any time.
1 5% Target Circle™ Card Discount: You will receive 5% off purchases paid for with your Target Circle Card (debit, credit, and reloadable) at Target stores and Target.com, except on prescriptions and other CVS pharmacy products; Target GiftCards; Visa, Mastercard and American Express prepaid cards; Game On, DraftKings and other sports betting gift cards; Starbucks gift cards purchased at Starbucks locations within Target stores; previous purchases; clinic services at Target; Target Optical eye exams and protection plans; Target Circle 360™ memberships; Shipt memberships; alcohol purchases in IN; some independent businesses in Target stores; wireless protection programs and mobile carrier deposits; gift wrapping services; and taxes, shipping, delivery, handling and all other fees or charges. 5% discount applies to eligible purchases minus any other discounts and the value of any promotional Target GiftCards received in the transaction. New cards subject to application approval and identity verification. Additional restrictions apply. See full program rules in store or at target.com/CircleCard for details.
2 Must be a Target Circle member to receive Target Circle deals.
3 Applies to orders over $35.
4 Subject to the terms and conditions of the membership. $99 annual membership fee discounted to $49 when you have a Target Circle Card (credit, debit and reloadable) saved to your Target account. Cannot be applied to previous purchases or combined with other promotions. See Target.com/circle for more details.
5 Cash reloads only available at Target store locations. Must use Target Circle Card Reloadable mobile app to generate a barcode. Only certain specific denominations can be selected. Message and data rates may apply. While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this account. See targetcirclereloadable.com/faqs for details.
6 The Mobile Check Capture by Ingo Money service is provided by a national bank which is identified in the bank’s and Ingo Money’s Terms and Conditions . Use of the Mobile Check Capture service is subject to the bank’s and Ingo Money’s Terms and Conditions and the bank’s and Ingo Money’s Privacy Policy . All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your Account. See targetcirclereloadable.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the Reloadable Target Circle Card mobile app. See targetcirclereloadable.com/legal for details. Message and data rates may apply. Mobile Check Capture is not available for use in the state of New York.
7 Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early. While this specific feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this account.
8 ATM transactions at AllPoint ATMs not located in a Target store or any other ATM that accepts Visa® debit cards have a $2.50 ATM withdrawal fee. ATM operator fees may also apply. See targetcirclereloadable.com/faqs for more information.
9 Message and data rates may apply.
iOS and Android™ only. See app store listings for operating system info. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Apple® and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store® is a service mark of Apple Inc. Android™ , Google Play™ and the Google Play logo are trademarks of Google Inc.