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Pathward's Privacy Statement

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FACTSWHAT DOES PATHWARD, NATIONAL ASSOCIATION, DO WITH YOUR TARGET CIRCLETM CARD ACCOUNT PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Demographic information (name, address, email, phone, etc.)
  • Card number of main account as well as subaccounts
  • Account information (account number(s), dates opened/closed, account status, etc.)

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Pathward, N.A. (“Pathward”), chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Pathward share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes - to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes - information about your transactions and experiencesNoWe do not share
For our affiliates’ everyday business purposes - information about your creditworthinessNoWe do not share
For our affiliates to market to youNoWe do not share
For nonaffiliates, other than Target Corporation to market to youNoWe do not share
For Target to market to you (Note: Target Corporation is a non-affiliate)YesYes
To limit our sharingPlease note: If you are a new customer, we can begin sharing your information 30 days after account opening. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. If you want to opt out of sharing by Pathward of your personal information with Target Corporation for the marketing of products and services, please go to www.targetcirclereloadable.com
Questions?Call 1-833-840-4332 or go to www.targetcirclereloadable.com
Who we are
Who is providing this notice?This privacy policy is provided by Pathward and applies to your Target Card. This notice applies only to your Target CircleTM Card Account issued by Pathward and does not apply to any other accounts you may have with Pathward or its affiliates.
What we do
How does Pathward, protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Pathward, collect my personal information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account or provide account information
  • Provide us card or account information or give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Pathward has no affiliates with which it shares your personal information.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Pathward does not share your personal information with nonaffiliates other than Target.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partner(s) include nonaffiliated financial companies that we may partner with to jointly market financial products or services to you.
Other important information

Special Notice for State Residents

Residents of California or Vermont: We only share information with third parties as permitted by your state’s laws.

Residents of Nevada: We are providing this notice pursuant to Nevada law.