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Pay Your Bills

Easily make payments for utilities and bills to companies, or to a person, like your landlord. Once it’s set up in your account, enable reminders so you never miss a payment!

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Free Online Bill Pay

Target CircleTM Card Reloadable makes it simple to organize your bills and pay them when they’re due. If you juggle rent or a mortgage, utility bills and more, online bill pay can save you time and keep you on track.

Here's how to set up a new bill to pay online:

FAQs

How do I use the bill pay feature?

It’s easy to use your Target Circle Card Reloadable Account to pay individuals or merchants located in the United States, such as your cell phone provider, your landlord, or your utility company. You must have your email verified in order to use the bill pay feature.

 

If this is your first time paying a bill from your Target Circle Card Reloadable Account, follow these steps to add a payee and pay your bill:

  1. Log in to your Target Circle Card Reloadable Account.
  2. Go to 'Money Out' and then select ‘Bill Pay.’
  3. Select ‘Pay a Bill’ and then click or tap ‘Add Payee.’
  4. To pay a business, select ‘Pay a Business.’ You can scroll through the list of top billers or enter the business name to search for your payee. Then fill out the requested information and select ‘Add Payee.’
  5. If you are paying a person, select ‘Pay a Person’ to add a new contact to pay and click or tap ‘Add Payee.’ Enter the requested information and select ‘Add Payee.’
  6. Finally, click or tap the name of the business or person you just added, enter the amount you wish to pay, and select ‘Pay.’

To pay a bill you’ve paid before, please follow the steps below:

  1. Log in to your Target Circle Card Reloadable Account.
  2. Go to 'Money Out' and then select ‘Bill Pay.’
  3. Select ‘Pay a Bill’ and then click or tap the payee you wish to pay.
  4. Enter the amount you wish to pay and select ‘Pay.’

 

We'll take care of the rest and send you an email notification each time you make a bill payment or if your payment is returned.

How can I check on the status of my bill payment?

After you’ve submitted your payment, you can check the status of your bill payment by logging in and clicking or tapping on ‘View all transactions’ from your main account. Select the payment to see the status.

 

If you wish to edit or cancel a pending payment, you can only do so prior to your payee's cut-off time on the date that you submitted your bill payment request.

 

To edit or cancel a bill payment, please follow the steps below:

  1. Log into your Target Circle Card Reloadable Account and click or tap on ‘View all transactions’ from your main account.
  2. Select the payment you wish to change and select the appropriate button to stop or edit the payment, if those options are still available. After the cut-off time, you may still be able to stop payment on bills paid via check by calling Customer Service, but you cannot stop bill payments sent electronically.

How long does it take for my payee to receive payment?

Timing depends on the type of payee:

  • If you pay a payee from our list of pre-registered businesses (“registered payee”), payment will be sent electronically, and it will take two business days.
  • If the payee is not a “registered payee,” payment will be sent by check, and it will take about five business days.

Please see the Deposit Account Agreement for details.

Can I schedule bill pay reminders?

Yes, you can set up a bill pay reminder for each of your payees.

  1. Log into your Target Circle Card Reloadable Account.
  2. Go to 'Money Out' then select ‘Bill Pay’ and ‘Pay a Bill.’
  3. Find the payee for which you want to create a reminder and click or tap on the information icon to the right of the biller name.
  4. Select ‘Bill Reminder’ and set the frequency and start date for the reminders to begin.
  5. Select ‘Save Reminder.’

Follow these steps to view saved reminders:

  1. Log into your Target Circle Card Reloadable Account.
  2. Go to  'Money Out' then select ‘Bill Pay’ and ‘View Activity.’
  3. Select ‘Upcoming Bills’ to review any bills that are due soon.

Note: Bills set up with reminders will not be paid automatically. To pay a bill for which you received a reminder:

  1. Log into your Target Circle Card Reloadable Account.
  2. Go to  'Money Out' then select ‘Bill Pay’ and ‘View Activity.’
  3. Click or tap on the biller you wish to pay.
  4. Enter the amount you wish to pay and select ‘Pay’ to pay the bill.

Can subaccount users use the bill pay feature?

No. Subaccount users do not have access to the bill pay feature.

Can I pay bills online by providing the biller my card information? 

If your biller accepts card payments, you can visit the biller's website and use your card to pay your bill. Be sure to only use your personalized card (not your virtual temporary card) for any recurring payments such as memberships or subscriptions.

Can I pay bills by providing the biller my account and routing numbers?

Depending on your biller, you may be able to pay your bill using your account and routing numbers (also known as ACH payments), so long as you have verified your email.

 

Locate your account and routing numbers by logging into your account and then going to 'My Profile.'