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Direct Deposit

Enroll in direct deposit and receive your paycheck or government benefits up to 2 days early.1
Girl holding Card

Get Your Money Faster.

You can set up your payroll checks or government benefits to go directly to your account – and you can receive them up to two days faster.1 With Reloadable Target Circle Card, speed is on your side.

Here's how to enroll in direct deposit:
one

Account & Routing Numbers

Log in to your account, go to “Money In,” and then “Direct Deposit” to view your account & routing numbers.
two

Enroll

Use & print the form on the “Direct Deposit” screen and give to your employer or use your account & routing numbers to enroll directly with your employer.
three

Get Your Money Faster.1

It can take up to two pay cycles for the direct deposit enrollment to take effect. After that, enjoy receiving your pay up to two days early!

FAQs

How do I set up direct deposit?

Get your paycheck up to two days faster when you sign up for direct deposit.1 Just make sure that: 

  • Your Reloadable Target Circle Card is active. 
  • Your employer or payroll department offers direct deposit. 
  • Your direct deposit comes from a U.S. bank account. 
  • For Federal tax refunds via direct deposit, the information on your refund, including your Social Security Number, must match the information we have on file. If you are filing jointly, please make sure that your Social Security Number is listed first on your Tax Return. Please note that there is a limit of two tax refunds per calendar year per Reloadable Target Circle Card. 

To set up direct deposit, follow the steps below: 

  1. Log in to your Reloadable Target Circle Card and go to 'Money In.'
  2. Select 'Direct Deposit' to view your account and routing number.
  3. Print out and complete the Direct Deposit Form and submit it to your employer or benefits provide to process the request. Certain employers may require you to use their own form or process. It may take one or two pay periods before your direct deposit will take effect.

Please see the Deposit Account Agreement for more information about direct deposit.

Where can I view my account and routing numbers?

Your account number and routing number are easily accessible via the 'My Profile' section of your online account.

  1. Log in to your Reloadable Target Circle Card and go to 'My Profile.'
  2. You will see your account and routing numbers listed under the 'Account Information' section.

Can direct deposit be set up for Federal Payments?

Yes, direct deposit can be set up for Federal Payments. For example, the payment can be a tax refund, Social Security payment, SSI payment, civil service retirement payment, VA compensation/pension, Worker's Compensation, or a Federal Employee payroll deposit. Please use the account and routing number found on the Direct Deposit Form.

How long do direct deposits take?

You can get your paycheck up to 2 days before payday.1 You can access your money as soon as the funds are electronically added to your account. It may take up to two pay cycles after you sign up for Direct Deposit with your employer or benefits provider for your Direct Deposit to begin.